All Banks Account Number Digits in India

India is a country with a banking system serving a vast population. In general, Indian Banks are classified into two groups, namely scheduled bank and non-scheduled banks. The scheduled group includes a commercial bank, small finance bank, payment bank, co-operative bank.

Whereas non-scheduled bank is those bank which has less than 5 lakh Indian rupees as reserve capital. Non-scheduled banks are not eligible to borrow from the Reserve bank of India (RBI) for normal banking purposes unless it’s an emergency.

Every customer of a bank is assigned a unique account number, and that account number will be used in every banking operation related to that person. An account number is a special series of digits and, often, letters and other characters that describe the account owner and give access to that account. You can find your account number at the bottom of your paper check.

An account number may vary from 9 digits to 18 digits, and it depends on the bank how many numbers should be included in an account number. An account number contains a pure numeric pattern, but some foreign banks use the alpha-numeric combination in the account number.

Two users cannot have the same account number in the same bank. As the cases of banking fraud are increasing day by day, banks are working on making every account number different from users of other banks also.

The reports of Reserve Bank of India(RBI) states that there are only 20 banks in India which has a serial running number and rest of the banks has some indicated characteristic included in it.

The added characteristics in the bank that are embedded are account type, account status, product code, bank code, branch code, check digits, year of opening, etc. 40 out of 78 banks do not have a check digit as part of the form of their account number. Many banks (67 out of 78) have implemented branch code as part of the specification of the account number.

Many banks use company code as a part of the specification of the account number. It varies from bank to bank on how the implementation procedure is planned by the bank and depending on that total number of characters varies in the account number.

Here is Indian Banks list that shows the variation in the number of the digits in the account number:

SERIAL NUMBER NAME OF BANK ACCOUNT NUMBER DIGITS
1 ANDHRA BANK 15
2 ANDHRA PRADESH GRAMEENA VIKAS BANK 11
3 ALLAHABAD BANK 11
4 ASSAM GRAMIN VIKASH BANK 13
5 ARYAVART BANK 15
6 AU SMALL FINANCE BANK 16
7 AXIS BANK 15
8 BANDHAN BANK 14
9 BANK OF BARODA 14
10 BANK OF INDIA 15
11 BANK OF MAHARASHTRA 11
12 BARODA RAJASTHAN KSHETRIYA GRAMIN BANK 14
13 BARODA UP GRAMIN BANK 11
14 BANGIYA GRAMIN VIKASH BANK 11
15 CENTRAL BANK OF INDIA 10
16 CANARA BANK 13
17 CATHOLIC SYRIAN BANK 18
18 CITI BANK 10
19 CITY UNION BANK 15
20 CORPORATION BANK 8
21 DCB BANK 14
22 DENA BANK 12
23 DHANALAKSHMI BANK 16
24 EQUITAS SMALL FINANCE BANK 12
25 FEDERAL BANK 14
26 HDFC BANK 13 or 14
27 HSBC BANK 12
28 ICICI BANK 12
29 IDFC FIRST BANK 11
30 INDIAN BANK 9
31 INDIAN OVERSEAS BANK 15
32 INDUSIND BANK 13
33 IDBI BANK 13 or 14 or 15 or 16
34 JAMMU AND KASHMIR BANK 16
35 KARNATAKA BANK 16
36 KARUR VYSYA BANK 16
37 KARNATAKA VIKAS GRAMEENA BANK 16
38 KERALA GRAMIN BANK 14
39 KOTAK MAHINDRA BANK 14
40 LAKSHMI VILAS BANK 16
41 NAINITAL BANK 16
42 MADHYANCHAL GRAMIN BANK 10
43 ORIENTAL BANK OF COMMERCE 14
44 ODISHA GRAMYA BANK 11
45 PUNJAB NATIONAL BANK 16
46 PUNJAB & SIND BANK 14
47 Prathama UP Gramin Bank 14
48 RBL BANK 12
49 RAJASTHAN MARUDHARA GRAMIN BANK 12
50 STANDARD CHARTERED BANK 11
51 STATE BANK OF BIKANER AND JAIPUR 11
52 SAPTAGIRI GRAMIN BANK 11
53 SARVA HARYANA GRAMIN BANK 14
54 STATE BANK OF INDIA 11
55 STATE BANK OF HYDERABAD 11
56 STATE BANK OF TRAVANCORE 11
57 SOUTH INDIAN BANK 16
58 SYNDICATE BANK 14
59 TAMILNADU MERCANTILE BANK 6 to 15
60 UNION BANK OF INDIA 15
61 UNITED BANK OF INDIA 13
62 UCO BANK 14
63 UTTAR BIHAR GRAMIN BANK 16
64 UTKAL GRAMEEN BANK 12
65 VIJAYA BANK(Now BoB) 15
66 YES BANK 15

Every bank follows a certain kind of pattern to assign the account number among their trusted customers. I hope our article was helpful enough for you to get at least some idea regarding the Account number digits of a different bank of India and its application.

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