HDFC Bank is a national bank that follows the norms presented by the Reserve Bank of India. The bank has been delivering abundantly convenient services and facilities to its customers in the public banking sector. Having an account in an HDFC bank means enjoying a lot of facilities and services offered by them.
These services include net banking, online money transfer, SMS alerts, missed call alerts, and many more. This article will talk about checking the credit card balance via SMS, net banking, and HDFC mobile app. This is one of the finest features that HDFC bank offers.
Credit cards are an essential part of any bank holders. A large number of account holders in the HDFC bank can avail of this credit card feature. These people often ask questions like how they can quickly check their credit card balance.
1. Check HDFC Bank Credit Card Balance through SMS
HDFC bank makes checking one’s credit card balance and other credit card related vital information very easy. One can simply send an SMS to check such details.
There are two different text messages designated for such a reason.
Sending the text ‘CCBAL‘ along with the last four digits of your credit card number to the number 5676712
This text will allow the account holder to check the credit card balance via SMS.
Sending the text ‘CCACL‘ along with the last four digits of your credit card number to the number 5676712
This text will allow the account holder to check the available credit limit of their card. One must keep in mind that the text must be sent through the number that the person has registered with the bank.
| Services | SMS shortcode |
|---|---|
| Credit Card Balance | SMS ‘CCBAL Last four digits of HDFC Bank Credit Card’ to 5676712 |
| Available Credit Limit | SMS ‘CCACL Last four digits of HDFC Bank Credit Card’ to 5676712 |
| Reward points balance | SMS ‘CCRWD Last four digits of HDFC Bank Credit Card’ to 5676712 |
2. Know HDFC Credit Card Balance Via Net banking
There is another way of checking crucial information regarding the credit card. Here one can check the details regarding credit cards very easily via the HDFC net banking feature. The steps are as follows.
- Login to the HDFC net banking site using the username and password.
- From the menu, one must select the ‘Cards’ option in then click on ‘Active Cards‘.
- All the details will be shown, including credit card balance, the number of active cards, credit limit, etc.
3. HDFC Credit Card Balance Check Using HDFC Mobile App
One can also check vital details regarding the credit card through the HDFC mobile app. This is a simple way, and all one needs to do is download the app on their phone. The next steps are easy and are as follows.
- Log in to the app using the username and password.
- Then click on ‘more‘ and select the ‘Credit cards‘ option.
Details of all the cards linked with the account will be shown instantly, including balance, credit limits, etc.
| Services | Balance Enquiry |
|---|---|
| Missed Call number | NA |
| Toll-Free Number | 18002664332 |
| customerservices.cards@hdfcbank.com |
Conclusion
HDFC is one of the finest banks in India. Over thousands of people have accounts in HDFC bank and enjoy a lot of services. One such service is the credit card. Regarding credit cards, there are several ways through which one can easily check vital details like credit balance, limit, etc. The ways of receiving these details are simple, and one just needs to follow some simple steps.