As you know, Axis Bank (ऐक्सिस बैंक) is one of the best private banks in India. There are many organizations which open the salary account of their employees in Axis Bank. The best part about this is that these salary accounts are zero balance accounts which means you can simply withdraw all the funds from the account. But it becomes a problem after leaving the job.
If the salary is not credited to the bank for 3 months then the bank converts it into a normal saving account which makes it mandatory for you to maintain certain minimum balance. In case of urban branches, the minimum balance to be maintained is Rs 10,000. On non-maintenance of the balance, you are penalized and the certain penalty is deducted from your account every month.
There is one way to stop this and that is to maintain the minimum required balance but if you do not wish to do so then you must close your Axis Bank Account as soon as possible. In this article, we have listed the procedure to close the Axis Bank saving or current Account.
Note: It is not possible to close axis bank account online. Only account closure form can be downloaded online.
Follow these Steps to Close Axis Bank Account
- If you have any balance in your saving or current account then the first step is to reduce the balance to Zero. You can withdraw the money through ATM or you may even go ahead and transfer the money to some other bank account through NEFT.
- After withdrawing all the money, you can visit the branch and obtain an account closure form from the bank. Once you receive the form, you can fill the form. Do remember to take your passbook, debit card, checkbook and an ID proof along with you. You can also save a photocopy of these documents for future reference.
- It should be noted that you can also download the account closure form from the internet, print a copy and fill the form. This will certainly save a lot of your time when you visit the branch. Open axis bank account closure form link and save the pdf version on your computer.
- Once you have filled the form, you can then submit it to the bank executive along with the above-mentioned In most of the cases, the bank would return your passbook for your reference.
- This is a part of the standard operating procedure. The bank executive will also provide you with an acknowledgment slip for the closure of the account.
- Your account will then be closed in next 10 working days and you will receive a message from the bank confirming the same.
In case of any query or issue, you may contact the toll-free number of Axis Bank customer care and the number is 1860 419 5555.
View Comments (69)
मैं अकाउंट बंद करना चाहता हूँ
Dear Sir/madam
Good day!
I’m extremely disappointed to Axis for consolidated charges INR 8299.15 debited from Axis Bank A/c no. XX4791 on 23-04-23 05:53:49 IST for Consolidated Charges for A/c. Avl Bal- INR 0.00. For details, call 18605005555
Over and over again
Kindly close my Account ASAP
Therefore, thank you in advance
Can it be done from any branch or the branch where I have my account?
Literally making fool of us. I want to close my account please guide
After 3 month salary Account auto close karna chahiye bank ko.
Account open karte samay aapke ghar tak aate hain close karne ke liye hjar nakhre
ji mam, mera sath bhi asa he ho raha hai, account he close nahi kr raha hai
Axis Bank every month dedicated 590 rs to my account
they deduct 500RS every quarter and 15RS every month for charges, I filled form at axis bank in Nariman point branch but still, they didn't close my account
I'm not interested in Axis bank you account plz the close
I want to close my account online. Kindly suggest to me.. how to do it? I'll be thankful for that.
You can't close your savings or current account online, you can only download the account closure form here, after filling your form you have to visit your home branch along with your necessary documents like your passbook, debit, credit card, etc.
You are correct. Account closure process why not available?
Currently, the online process is there in all fields.
It is beneficial to the bank to charge penalties on customers without instruction. That is not informing monthly to customers by monthly what amount is debiting by the bank.
I want to close my account. And I want to say your bank is the worst bank. What type of consolidating charges is this? In 3 month 2 times I got the message and deduct from the account and to all my friends those who have an account in axis please withdraw your money from account and put it in the Punjab National Bank. PNB is the best bank that I am using right now.