Usually, nearly all banks in India charge their customers for providing them with various banking services, such as if a bank customer spends money through a credit card or uses a debit/ATM card, the concerned bank may charge a small fee for these services. Similarly, the ICICI Bank customers will have to pay a Dcardfee, which is an acronym for “Debit Card Fee“.
Dcard fees are charged under the ICICI Bank’s terms and conditions, which can include joining fees, annual fees, and many other fees.
In this article post, we have provided you with detailed information on what is Dcardfee in ICICI Bank. Simply stick around and continue to read this article to check out more profound information on the above subject. So, without wasting any time, let us quickly dive deeper into the complete post ahead.
What Is DCARDFEE In ICICI Bank?
Dcardfee means that when an ICICI bank customer uses a debit card to withdraw money or make payments, the bank levies a debit card fee to meet out the costs of the bank, incurred in technology, management, and resources to provide this facility. In simple words, Dcardfee is the annual fee you pay for your debit card/ATM card usage. The fee is deducted from the customer’s bank account on an annual basis.
However, you may check the details of the Dcardfee by visiting the website www.icicibank.com. Then click on the “Rates and Charges” option, followed by click on the “Service Charges and Fees” option. You can also find the Dcardfee details mentioned in the Welcome Booklet that you received at the time of account opening, along with your ATM Card/Debit Card.
Following are the latest up-to-date Dcardfee for various ICICI Bank Debit Card Variants for the Joining Fee and the Annual Fee charged to your fee-based Debit Card/ATM Card as per the table hereunder:
With effect from 1 August, 2023, the Joining Fee charged to your fee-based Debit Card will be charged as per below:
| Sr. No. | Debit Card Variant | New Joining Fee
(in Rupees) |
New Welcome Vouchers |
| 1 | ICICI Bank Expressions/ Business Expressions Debit Card | 599 | Centro |
| 2 | ICICI Bank Expressions Coral/ Business Expressions Coral Debit Card | 899 | Centro & Firstcry |
| 3 | ICICI Bank Expressions Sapphire Debit Card | 4999 | Centro, FirstCry, Easemytrip & Yatra |
| 4 | ICICI Bank Coral/ Business Coral Debit Card | 699 | Centro |
| 5 | ICICI Bank Rubyx Debit Card | 1099 | Centro & FirstCry |
| 6 | ICICI Bank Sapphire/ Business Sapphiro Debit Card | 1999 | Centro, FirstCry, Easemytrip & Yatra |
| 7 | ICICI Bank Coral Plus Debit Card | 249 Monthly | Centro, FirstCry, Easemytrip & Yatra |
With effect from 21 August, 2023, the Annual Fee charged to your fee-based Debit Card will be charged as per below:
| Sr. No | Debit Card Variant | New Annual Fees
(in Rupees) |
Vouchers on the Anniversary Of Your Debit Card |
| 1 | ICICI Bank Expressions/ Business Expressions Debit Card | 599 | Centro |
| 2 | ICICI Bank Expressions Coral/ Business Expressions Coral Debit Card | 899 | Centro & Firstcry |
| 3 | ICICI Bank Expressions Sapphire Debit Card | 4999 | Centro, FirstCry, Easemytrip & Yatra |
| 4 | ICICI Bank Coral/ Business Coral Debit Card | 699 | Centro |
| 5 | ICICI Bank Rubyx Debit Card | 1099 | Centro & FirstCry |
| 6 | ICICI Bank Sapphiro/ Business Sapphire Debit Card | 1999 | Centro, FirstCry, Easemytrip & Yatra |
| 7 | ICICI Bank Coral Plus Debit Card | 249 Monthly | Centro, FirstCry, Easemytrip & Yatra |
Please Note:
- Joining Fee will be charged at the time of the issuance of a fee-based Debit Card.
- ICICI Bank will charge annual fees on renewal of the fee-based Debit Card.
The Bottom Line
Dcardfee is the annual fee you pay for your debit card/ATM card usage. In this article, we have shared the latest revised and updated joining fees and annual fees for various ICICI Bank debit cards. These fees have been applicable since August 2023. However, if you have any doubts or further queries, you can either visit the nearest ICICI bank branch or contact the Customer Care officials for further clarity on the same.