Fixed deposits attract investors because of the highly impressive interest rates it promises in return of lack of liquidity prevailing with them. The people get easily lured by these extremely profitable schemes which come with FDs so much so that they fall for it.
Falling here turns out to be a boon unlike it is in shopping sometimes. ICICI bank provides 6.75 Percent interest rates for 270 days to one year and a maximum of 7.25 Percent for 2-5 years if investment.
Check: IDBI Bank Fixed deposit interest rates
The rate falls once again over 5 years to 7.00 Percent only which is a little less as compared to other banks which provide greater interest rates for the same tenure or maybe the same amount. Below ICICI FD rates are effective from 15 November 2018.
ICICI Bank Fixed Deposit interest rates Feb 2019 (Domestic, NRE & NRO deposits):
| TIME PERIOD | BELOW ONE CRORE | ONE TO FIVE CRORE | ||
|---|---|---|---|---|
| Interest Rate (%per annum) |
Senior Citizen Rates (%per annum) |
Interest Rate (% per annum) |
Senior Citizen Rates (%per annum) |
|
| 7 Days to 14 Days | 4.00% | 4.50% | 5.75% | 6.25% |
| 15 Days to 30 Days | 4.25% | 4.75% | 5.75% | 6.25% |
| 31 Days to 45 Days | 5.50% | 6.00% | 6.25% | 6.75% |
| 46 Days to 60 Days | 6.00% | 6.50% | 6.50% | 7.00% |
| 61 Days to 90 Days | 6.25% | 6.75% | 6.50% | 7.00% |
| 91 Days to 180 Days | 6.25% | 6.75% | 7.30% | 7.80% |
| 181 Days to 270 Days | 6.50% | 7.00% | 7.40% | 7.90% |
| 271 Days to 1 Year | 6.75% | 7.25% | 7.40% | 7.90% |
| 1 Year to 2 Years | 6.90-7.10% | 7.40-7.60% | 7.60% | 8.10% |
| 2 Years to 3 Years | 7.50% | 8.00% | 7.60% | 8.10% |
| 3 Years to 5 Years | 7.25% | 7.75% | 7.60% | 8.10% |
| 5 Years to 10 Years | 7.00% | 7.50% | 7.50% | 8.00% |
| 5 Year Tax Saver | 7.25% | 7.75% | – | – |
Table updated: 4 February 2019
Important Notes:
- Senior citizen additional interest is applicable only for domestic deposits.
- No interest will be paid for closing deposits before 1 year in case of NRE term deposits.
- You can invest up to 1.5 lacs in ICICI tax saver scheme and it can not be closed before 5 years.
For saving accounts, ICICI bank provides 4% interest rates like other Top Indian Banks.
ICICI Bank Fixed Deposit Interest Calculator
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You can see more details about ICICI fixed deposit interest rates from ICICI official website. Link: http://www.icicibank.com/interest-rates.page
What’s the monthly interest amount of 20000rs if it is in fixed deposit for 5 years and interest of 10 years also…
please provide me current FD rate chart on today 29.03.2016
What is the present rate of interest for 2 years 6 months for senior citizens in icici?
plz provide me FD INTEREST RATE CHART applicable today.