All Banks Account Number Digits in India

India is a country with a banking system serving a vast population. In general, Indian Banks are classified into two groups, namely scheduled bank and non-scheduled banks. The scheduled group includes a commercial bank, small finance bank, payment bank, co-operative bank.

Whereas non-scheduled bank is those bank which has less than 5 lakh Indian rupees as reserve capital. Non-scheduled banks are not eligible to borrow from the Reserve bank of India (RBI) for normal banking purposes unless it’s an emergency.

Every customer of a bank is assigned a unique account number, and that account number will be used in every banking operation related to that person. An account number is a special series of digits and, often, letters and other characters that describe the account owner and give access to that account. You can find your account number at the bottom of your paper check.

An account number may vary from 9 digits to 18 digits, and it depends on the bank how many numbers should be included in an account number. An account number contains a pure numeric pattern, but some foreign banks use the alpha-numeric combination in the account number.

Two users cannot have the same account number in the same bank. As the cases of banking fraud are increasing day by day, banks are working on making every account number different from users of other banks also.

The reports of Reserve Bank of India(RBI) states that there are only 20 banks in India which has a serial running number and rest of the banks has some indicated characteristic included in it.

The added characteristics in the bank that are embedded are account type, account status, product code, bank code, branch code, check digits, year of opening, etc. 40 out of 78 banks do not have a check digit as part of the form of their account number. Many banks (67 out of 78) have implemented branch code as part of the specification of the account number.

Many banks use company code as a part of the specification of the account number. It varies from bank to bank on how the implementation procedure is planned by the bank and depending on that total number of characters varies in the account number.

Here is Indian Banks list that shows the variation in the number of the digits in the account number:

SERIAL NUMBER	NAME OF BANK	ACCOUNT NUMBER DIGITS
1	ANDHRA BANK	15
2	ANDHRA PRADESH GRAMEENA VIKAS BANK	11
3	ALLAHABAD BANK	11
4	ASSAM GRAMIN VIKASH BANK	13
5	ARYAVART BANK	15
6	AU SMALL FINANCE BANK	16
7	AXIS BANK	15
8	BANDHAN BANK	14
9	BANK OF BARODA	14
10	BANK OF INDIA	15
11	BANK OF MAHARASHTRA	11
12	BARODA RAJASTHAN KSHETRIYA GRAMIN BANK	14
13	BARODA UP GRAMIN BANK	11
14	BANGIYA GRAMIN VIKASH BANK	11
15	CENTRAL BANK OF INDIA	10
16	CANARA BANK	13
17	CATHOLIC SYRIAN BANK	18
18	CITI BANK	10
19	CITY UNION BANK	15
20	CORPORATION BANK	8
21	DCB BANK	14
22	DENA BANK	12
23	DHANALAKSHMI BANK	16
24	EQUITAS SMALL FINANCE BANK	12
25	FEDERAL BANK	14
26	HDFC BANK	13 or 14
27	HSBC BANK	12
28	ICICI BANK	12
29	IDFC FIRST BANK	11
30	INDIAN BANK	9
31	INDIAN OVERSEAS BANK	15
32	INDUSIND BANK	13
33	IDBI BANK	13 or 14 or 15 or 16
34	JAMMU AND KASHMIR BANK	16
35	KARNATAKA BANK	16
36	KARUR VYSYA BANK	16
37	KARNATAKA VIKAS GRAMEENA BANK	16
38	KERALA GRAMIN BANK	14
39	KOTAK MAHINDRA BANK	14
40	LAKSHMI VILAS BANK	16
41	NAINITAL BANK	16
42	MADHYANCHAL GRAMIN BANK	10
43	ORIENTAL BANK OF COMMERCE	14
44	ODISHA GRAMYA BANK	11
45	PUNJAB NATIONAL BANK	16
46	PUNJAB & SIND BANK	14
47	Prathama UP Gramin Bank	14
48	RBL BANK	12
49	RAJASTHAN MARUDHARA GRAMIN BANK	12
50	STANDARD CHARTERED BANK	11
51	STATE BANK OF BIKANER AND JAIPUR	11
52	SAPTAGIRI GRAMIN BANK	11
53	SARVA HARYANA GRAMIN BANK	14
54	STATE BANK OF INDIA	11
55	STATE BANK OF HYDERABAD	11
56	STATE BANK OF TRAVANCORE	11
57	SOUTH INDIAN BANK	16
58	SYNDICATE BANK	14
59	TAMILNADU MERCANTILE BANK	6 to 15
60	UNION BANK OF INDIA	15
61	UNITED BANK OF INDIA	13
62	UCO BANK	14
63	UTTAR BIHAR GRAMIN BANK	16
64	UTKAL GRAMEEN BANK	12
65	VIJAYA BANK(Now BoB)	15
66	YES BANK	15

Every bank follows a certain kind of pattern to assign the account number among their trusted customers. I hope our article was helpful enough for you to get at least some idea regarding the Account number digits of a different bank of India and its application.