Documents Required to Open Bank Account in SBI

The State Bank of India (SBI) is one of the largest banks in India. Anyone can quickly open a savings account with SBI and avail of its various valuable customer-friendly advantages. An SBI savings account can be opened using both online and offline modes.

The main intention of opening SBI Savings Bank Accounts is to give special attention to the saving habits among people. Any person or an entity that meets the criteria established by the SBI Bank may open a Savings Bank account, provided they agree to concur with the rules and agenda prescribed by the Bank and they furnish different types of documents as proof of identity and proof of address as required by the Bank.

If you want to open a Savings Bank Account with SBI, then you should know about the documents required for opening a bank account in SBI.

Documents Required to Open Bank Account in SBI

Anyone who wants to open a Savings Bank Account with SBI bank is required to submit the following documents, such as:

1. The applicant is required to submit a correctly filled Account Opening Form (AOF) along with two recently shot Passport Sized Color Photographs.
2. The applicant is required to submit a KYC (Know Your Customer) form with documents for Proof of Identity & Proof of Address.
3. The applicant is required to submit documents for Proof of Date of Birth (DOB) in case of a Minor account holder & Senior Citizen.

When the applicant furnishes all the documents mentioned above for the purpose of opening a savings bank account, the bank establishes the eligibility of the applicant for the same by verifying the documents and the details as mentioned in the application form.

After the bank officials at SBI successfully verify these documents, the applied savings bank account is opened. However, sometimes the SBI may ask you to produce an introducer who is an existing account holder of SBI Bank.

But in case you are confused about exactly what are the different types of documents to be submitted to the bank, then you should know about the detailed list of the documents required for opening a bank account in SBI. Just follow the below-written list, such as:

A. List of Documents for KYC (Know Your Customer)

You should know that KYC is a mandatory process in banks to be followed for customer identification, through which the bank collects some information about the identity and address of their customers.

As a matter of fact, the identity of a person remains the same throughout his/her life, but his/her address may change from time to time. However, whenever the customer’s address changes, he/ she is required to furnish valid proof of the new address to the SBI Bank.

Remember that KYC documentation not only hinders money laundering practices, helps to avoid frauds, Benami accounts, etc., and also helps to create a long-term friendly relationship of the bank with its customers.

These are the documents used as Proof of Identity, such as:

The applicant can submit self-attested photocopies of:

• Unique Identification Authority of India (UIDAI) issued an Aadhaar Card, Permanent Account Number (PAN) Card, and Driving Licence ( having a Photograph with it), Election Commission of India issued Voter’s Identity Card and Passport.
• Mahatma Gandhi National Rural Employment Guarantee Act (NREGA) job card
• Identity Card or a confirmation letter from the employer (Subject to the bank’s satisfaction)
• A confirmation letter from a recognized public authority or public servant that can verify the identity and residence proof of the customer to the satisfaction of the bank.

These are the documents used as Proof of Address, such as:

The applicant can submit self-attested photocopies of:

• Government-issued Ration Card, Passport, Driving Licence, and Voter’s Identity Card.
• Such a letter issued by the National Population Register contains the details of the name and address of the applicant.
• Most recent or current Utility Bills, like Gas bills, Water bills, Telephone bills, Electricity bills, etc.
• Up-to-date Bank Account Statements or Other Bank passbooks.
• Honorable High Court & Supreme Court Judges’ self-declaring documents regarding new addresses in respect of their own reasons.
• Such as an identity card or a document with the applicant’s photo that is issued by: Central State or Statutory or Regulatory authorities or Public Sector undertakings etc., and many more.

B. List of Documents for Date of Birth (Required for Minor & Senior Citizens), such as:

The applicant can submit self-attested photocopies of:

• Government-issued ID Card, Passport, or Birth Certificate.
• Driving Licence, School Leaving Certificate, or Voter’s ID Card (having the date of birth with it).
• Government-issued Pension Card, LIC Policy, or Insurance Policy.
• Ration Cards (having date of birth with it), and many more.

So, by reading the information mentioned above about what are the documents required for opening a bank account in SBI, you can quickly clear your doubts about the same.

Final Takeaway Thoughts

Hopefully, you will have quickly learned what are documents required for opening a bank account in SBI. When you open a savings account in SBI bank, you are offered the maximum interest rate and some other valuable benefits.

However, you should know some considerable points for SBI Savings Account, such as:

• At the time of opening a savings bank account, you can easily download the “Account Opening Form” from the SBI bank official website.
• You will need to go to the SBI branch in person to open the account and sign at the required places in the presence of a Bank Official.
• However, the SBI savings bank account can also be opened digitally through the SBI YONO app. by using the “Video Customer Identification Process,” where you will not be required to visit the bank branch.