IOB or Indian Overseas Bank is one of the most prominent banks and major Indian Nationalised Banks. An IOB statement is that type of statement that holds the total sum up or the summary of the final position of an account after the set of an end period.
Indian Overseas Bank provides vast facilities to their users and with this, they also give an online facility to download the bank statements in a pdf form in an offline medium. So there is no need to go and rush by visiting the bank, again and again, one can check at its place.
Account-holders can via online easily select the given period for which one has to avail the bank statement pdf. PDF files can be downloaded through any medium more likely via internet banking, email, or via IOB mobile app. The account statement is primarily password protected and one needs to enter it every time to view the bank statement.
Steps to open the Indian Overseas Bank statement PDF password easily online
Step 1: When a user or holder applies for the monthly bank statement, there are three mediums from which they would like to receive. Most people select via email or via IOB mobile app. Visit the official website or either Download or install the official app Indian Overseas Bank mobile banking app i.e IOB Mobile from the play store. After installing, open the app and allow the permission displayed.
Now the app will detect the sim of the registered number and now one has to verify the account so click on send SMS to register the account number.
Step 2: Once the registration is successfully done click on Proceed option to move further. Now after proceeding one can register either by using a Customer ID or Account number it solely depends on the user. Now click on submit for processing further and verification.
Step 3: Next after this, a screen will be displayed for entering a passcode. Set 6 digits MPIN as a passcode to complete the registration process. Now login through this 6 digit passcode (If one has access to Internet banking credentials one can even use a net banking facility too as well) Also go through the terms and conditions mentioned and mark.
After successfully login in, there will be an account statement option on the right side of the dashboard. And proceed by clicking on the account statement option. Likewise select the range of duration of the statement i.e one month, two months, or three months as per the choice and also add the email ID and click the view or download button.
Select statement type in a PDF format and download the whole bank statement in a pdf form.
As the document is password-protected, enter your first 4 digits of customer id followed by the last 4 digits of your mobile number in order to open the statement document. By doing this the whole IOB bank statement pdf file will get opened.
Conclusion
By doing this one can check the bank statement without going to its branch. There are few things one should keep in mind which are requirements that are needed in the process to download the account statement which is – IOB Net banking password and user id, the phone number must be registered to the bank account, and active SMS service to receive OTP service. And this is the required procedure one should follow to go in a hassle-free manner without going to the home branch.
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